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YUKON OK Real Estate Market Statistics May 2014

Posted: 25 May 2014 09:57 AM PDT

YUKON, OK REAL ESTATE MARKET STATISTICS 
MAY 23 2014

YUKON OK Real Estate Market Statistics May 2014

YUKON OK Real Estate Market Statistics May 2014

MUSTANG OK Real Estate Market Statistics for May 2014

Posted: 25 May 2014 08:36 AM PDT

MARKET STATISTICS FOR MUSTANG, OK  AS OF MAY 23, 2014

MUSTANG OK MAY REAL ESTATE MARKET STATISTICS

MUSTANG OK MAY REAL ESTATE MARKET STATISTICS

Paseo Arts Festival – Experience Great Art & Great Food

Posted: 23 May 2014 10:49 AM PDT

Paseo Arts Festival OKC OK

Paseo Arts Festival OKC OK

PASEO ARTS FESTIVAL
EXPERIENCE GREAT ART & GREAT FOOD

Yes, it starts tomorrow!
Paseo Arts Festival 24-26 May 2014

Paseo Arts District
Between NW 30th & Dewey and NW 28th & Walker

The 39th Annual Paseo Arts Festival will take place once again on Memorial Day weekend. More than 80 visual artists will fill the Historic Paseo Arts District, located between NW 30th and Dewey and NW 28th and Walker, selling original artwork in a wide variety of media, from painting and photography to wood and jewelry. The Festival also hosts dozens of musicians and other live performers on two stages. The North Stage features acoustic acts and singer-songwriters, from folk and country to bluegrass and much more, while the South Stage spotlights dancers, acts that get a little louder, and some of the Festival’s most popular returning acts. The food court at Paseo Drive and 29th will feature different food vendors, bringing traditional and not-so-traditional festival treats, both savory and sweet. A children’s area, offered at no cost, allows future artists to explore the arts and have fun while creating clay sculptures, spin art, and more.

Paseo Arts Festival OKC OK

Paseo Arts Festival OKC OK

Paseo Arts Festival OKC OK

Paseo Arts Festival OKC OK

Paseo Arts Festival OKC OK

Paseo Arts Festival OKC OK

Paseo Arts Festival OKC OK

Paseo Arts Festival OKC OK

Paseo Arts Festival OKC OK

Paseo Arts Festival OKC OK

How Much Do You Need for a Downpayment?

Posted: 17 May 2014 08:30 AM PDT

How Much Do You Need for a Downpayment?

Homes for Sale in OKC Metro
WelcomeHomeOKC.com

HOW MUCH CASH WILL YOU NEED TO BECOME A HOMEOWNER?

When you are saving money for your first home, it can be daunting to think about how much cash you will need to become a homeowner.

While there are FHA-insured loans that require just 3.5% for your down payment, those loans require you to pay mortgage insurance for the life of the loan, which will keep your monthly payments higher. Most conventional lenders offer home loans with either a 10% or a 20% down payment, although some lenders offer loans requiring as little as 5% down.

You will need to consult with a lender to evaluate your individualized loan options, but before you do that, you should consider the pros and cons of various down payment scenarios.

WHY A 20% DOWN PAYMENT IS IDEAL FOR LENDERS

Mortgage lenders evaluate your credit profile, your debt-to-income ratio, your job history and your assets to make an educated guess about whether you will manage to repay your loan responsibly. A  20% down payment is viewed as ideal by lenders because you are investing a significant amount of your own money in your home and therefore the lender's risk is reduced.

If you make a 20% down payment, you won't have to pay private mortgage insurance. PMI provides insurance to the lender in case you default on your loan.

BUYER’S ADVANTAGES OF 20% DOWN

In addition to eliminating the need for PMI, a 20% down payment will qualify you for a slightly lower interest rate than a borrower who makes a smaller down payment. Another benefit is that you will borrow less money, making your monthly payments smaller.

In addition, you will instantly have 20% equity in your home, which you can borrow against in the future or get back as part of your profit when you sell.

On the other hand, keep in mind that 20% of the average home price in OKC Metro  ($150,000) is $30,000. It can take years to amass that much cash and you will need additional cash for closing costs, cash reserves in case of an emergency and moving costs.

In the meantime, home prices may have risen and interest rates may have gone up, both of which will increase the cost of your purchase.

SMALLER DOWN PAYMENT PROS & CONS 

If you make a down payment of 10% ($15,000 on the average home) or 5% ($7,500 on the average home), then you will be able to become a homeowner faster, since you won't have to save as much cash. If you are able to save additional cash, it's a smart idea to keep a robust savings account to cover emergencies and even anticipated expenses of homeownership such as maintenance and repairs.

There are some disadvantages, however, to making a smaller down payment:

  • You will need to pay PMI to your lender, which increases your monthly payments.
  • Your home loan will be larger, so your monthly payments will be larger, too.
  • Your interest rate will be a little higher, too, than for someone who makes a 20% down payment.
  • In order to qualify for a mortgage, your maximum debt-to-income ratio must be 43% or less, so a smaller down payment will make it harder to qualify for a loan.

The decision about the size of your down payment depends on a variety of factors including home prices in your area and your income. Find a good lender who will consult with you and help you make the best choice in the context of your individual financial plan.

Question on WelcomeHomeOKC.comAre you ready to start your homeownership journey?
Do you need a local mortgage lender? Have questions?
No need to go it alone and stress what to do next .

Let’s get together and visit about your first steps & get you started. 

                     Call us today!    Bo 812-1572 or Buster 630-0277

Let’s Talk Real Estate! Learn About Your Neighborhood

Posted: 16 May 2014 07:07 PM PDT

What Did That House Sell For?

Let’s Talk Real Estate!
WelcomeHomeOKC.com

DO YOU KNOW WHAT’S HAPPENING IN YOUR NEIGHBORHOOD? The real estate market is continuing to change rapidly. The number of homes for sale in your area can determine how much you ask for your home. Technology plays a big part in how your home is marketed, and it has completely changed the way that we market your home today. We would like to provide for you market conditions in your neighborhood. You may not be ready to buy or sell your home, and that is ok. But, it's nice to keep abreast of how your neighborhood is doing in today's market. Knowing about your neighborhood will help you and your friends know more about the current real estate market.

  • Do you know what is happening in your neighborhood?
  • How much are homes selling for within a few miles from you?
  • What is the market activity including sold homes, properties for sale, number of days homes are on the market?

Well, let's get busy and learn about your "Neighborhood." We'd love to talk real estate with you!

Buster 630-0277 or Bo 812-1572  or drop us a line with your questions at Bo@WelcomeHomeOKC.com

Community of Moore, OK Welcomes New Park Plans

Posted: 15 May 2014 01:02 PM PDT

Central Moore Park Long Range Master Plan

Community of Moore, OK Welcomes New Park Plans

MOORE, Okla. – A brand new multi-million park is coming to the heart of Moore, Oklahoma.

Nearly a year after a devastating tornado ripped through town, the city will break ground on the new park today.

Back in Nov. voters approved plans for a "Central Moore Park.

The $25 million plan includes:

  • a community center
  • aquatic facility
  • amphitheater
  • walking trail and even …
  • a farmers market

A special monument will also be built on site which will be funded through private donations. The $3 million monument will be made of Cor-Ten steel and feature silhouettes of real Oklahomans, some with their pets, representing the community affected by last spring's storms.

The park will be on 4th St. and Broadway near the center of Moore.

NEW HOME ON CORNER LOT W/Granite & Covered Patio

Posted: 11 May 2014 02:07 PM PDT

709 E LINDEN MUSTANG OK

709 E LINDEN MUSTANG OK


NEW HOME ON CORNER LOT w/GRANITE & COVERED PATIO

OverviewMaps

Photos

Features

Description

Neighborhood

$178,950
New Construction
Main Features
4 Bedrooms
2 Bathrooms
Interior: 1,843 sqft
Location
709 E LINDEN
MUSTANG, OK 73064
USA

Bo Kociuba and The B&B Real Estate Team Bo Kociuba and The B&B Real Estate Team

Paradigm AdvantEdge Realty
(405) 812-1572
Bo@WelcomeHomeOKC.com
http://www.WelcomeHomeOKC.com   

Listed by: Paradigm AdvantEdge Realty

Our recent listings

 

Subscribe to our listing feed

Nearby properties for sale

Powered By RealBird.com

 

McMansion or McPrison? Buying Too Much House?

Posted: 09 May 2014 06:56 PM PDT

McMansion or McPrison

McMANSION OR McPRISON?
WHICH ONE WOULD YOU RATHER HAVE? 

The sprawling McMansion that someone said you can afford may quickly turn into a McPrison when all of your money is locked up in it. There are lots of home affordability guidelines out there. Start with this one:

  • Don’t spend more than 300% of your gross household income. 
  • Another is to pay no more than 150 to 200 times the monthly rent of a comparable property.
  • All of that said, don’t buy a home unless you plan to spend at least seven years in that area.Not to have the pressure of a big mortgage payment is a luxury. Plus wouldn’t it be nice to cover your mortgage payment and have enough ‘disposable income’ to purchase tickets to see the Sooners, Cowboys or Thunder? :)
Talking Real Estate

Talking Real Estate

PRIDE OF OWNERSHIP! ONE OWNER HOME FOR SALE IN YUKON OK

Posted: 21 Apr 2014 11:28 AM PDT

Home for Sale - 616 McConnell Dr in Yukon OK

Home for Sale – 616 McConnell Dr in Yukon OK

 


Pride of Ownership! Like New Home for Sale in Yukon OK

OverviewMapsPhotos

Features

Description

$164,950
Single Family Home
Main Features
4 Bedrooms
2 Bathrooms
Interior: 1,629 sqft
Location
616 McConnell Dr
Yukon, OK 73099
USA

Bo Kociuba and The B&B Real Estate Team Bo Kociuba and The B&B Real Estate Team

Paradigm AdvantEdge Realty
(405) 812-1572
Bo@WelcomeHomeOKC.com
http://www.WelcomeHomeOKC.com   

Listed by: Paradigm AdvantEdge Realty

Our recent listings

 

Subscribe to our listing feed

Nearby properties for sale

Powered By RealBird.com

 

 

New Phase in Hunters Hill in Mustang – New Homes for Sale!

Posted: 15 Apr 2014 08:30 AM PDT

New Phase in Hunter Hills in Mustang OK - New Homes for Sale

New Phase in Hunter Hills in Mustang OK – New Homes for Sale

NEW PHASE IN HUNTERS HILL IN MUSTANG – NEW HOMES FOR SALE

New  development phase of Hunter Hills in Mustang is under way. Two new houses are half way finished. Both are around 1800 sqft with two car garages. Built by Oklahoma’s oldest building firm celebrating 108th birthday. QUALITY and VALUE – this builder delivers!

“When I was at Home, I knew I was in a better place ” – William Shakespeare

Contact us for more information or to schedule a preview. If you plan to invest in a new home this is the time to check them out and customize to your liking.

Give us a call, text or email – WE WILL BE HAPPY TO ASSIST YOU with any of the houses around OKC Metro.

Hunter HIlls New Phase - New  Homes for Sale in Mustang OK

Hunters HIll New Phase – New Homes for Sale in Mustang OK

Hunter HIlls New Phase - New  Homes for Sale in Mustang OK

Hunters HIll New Phase – New Homes for Sale in Mustang OK

Hunter HIlls New Phase - New  Homes for Sale in Mustang OK

Hunters HIll New Phase – New Homes for Sale in Mustang OK

 

Hunter Hills Mustang OK - Neighborhood Pond

Hunters Hill Mustang OK – Neighborhood Pond

 

 

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