There's a party goin' on right here A celebration to last throughout the years So bring your good times, and your laughter too We gonna celebrate your party with you
Come on now
Celebration Let's all celebrate and have a good time Celebration We gonna celebrate and have a good time
I have scheduled a party night at JT Schmids for Wednesday 16 June 2010 at 6:30 - 9:00. It has been over six months since our last gathering, but we are ready to revive the tradition. This will be primarily a social gathering, and everyone is invited. The IHB staff will be in attendance to talk real estate if you wish.
IHB Exclusive Access Properties
We have launched Ideal Home Brokers Exclusive Access Properties. We have an arrangement with a number of listing agents to provide an exclusive look at properties up to seven days before they are put on the MLS. These are generally not going to be REO properties that require am MLS listing before they can be sold. Depending on the seller, the properties may not be put on the MLS if the offer is attractive, and the property may bypass the MLS entirely.
Potential buyers have the opportunity to preview these properties before others in the general public are made aware of its availability. In our constricted supply market, exclusive access can be an advantage.
I am becoming more comfortable with the daily cartoons; in fact, it is the most enjoyable part of the process for me. I have found that going with my first idea and working quickly generally gets the best results. I like reading the thoughts of bystanders in the cartoons, and my favorite this week was the family dog.
I have assembled a large database of American Gothic parody images, and each time I need to express the thoughts of homeowners, pulling up one of these usually does the trick. My two recent favorites are:
My favorite cartoon of the week was an afterthought, but each time I look at it, I still laugh.
When a character in an image is looking directly at you, it is gripping. That is one of the features of the American Gothic images that works well.
Going on vacation
I am planning my family vacation for the last week of June through the 6th of July. I don't know yet what I will do for posts during that 10 days. I will have my iPhone, and I will be able to read the comments, but don't expect any long-winded diatribes from that interface.
Since I will have to do the posts in advance, they will probably be short, and the news won't be current. Maybe I can talk Zovall and Shevy into taking up the slack....
Home Purchase Price … $661,500 Home Purchase Date .... 12/22/2005
Net Gain (Loss) .......... $(220,640) Percent Change .......... -29.1% Annual Appreciation … -7.6%
Cost of Ownership ------------------------------------------------- $469,000 .......... Asking Price $16,415 .......... 3.5% Down FHA Financing 4.91% ............... Mortgage Interest Rate $452,585 .......... 30-Year Mortgage $96,118 .......... Income Requirement
$2,405 .......... Monthly Mortgage Payment
$406 .......... Property Tax $167 .......... Special Taxes and Levies (Mello Roos) $39 .......... Homeowners Insurance $300 .......... Homeowners Association Fees ============================================ $3,317 .......... Monthly Cash Outlays
-$395 .......... Tax Savings (% of Interest and Property Tax) -$553 .......... Equity Hidden in Payment $31 .......... Lost Income to Down Payment (net of taxes) $59 .......... Maintenance and Replacement Reserves ============================================ $2,459 .......... Monthly Cost of Ownership
Cash Acquisition Demands ------------------------------------------------------------------------------ $4,690 .......... Furnishing and Move In @1% $4,690 .......... Closing Costs @1% $4,526 ............ Interest Points @1% of Loan $16,415 .......... Down Payment ============================================ $30,321 .......... Total Cash Costs $37,600 ............ Emergency Cash Reserves ============================================ $67,921 .......... Total Savings Needed
Property Details for 208 GUINEVERE Irvine, CA 92620 ------------------------------------------------------------------------------ Beds: 3 Baths: 2 full 1 part baths Home size: 1,950 sq ft ($241 / sq ft) Lot Size: n/a Year Built: 2006 Days on Market: 31 Listing Updated: 40312 MLS Number: S616084 Property Type: Condominium, Residential Community: Woodbury Tract: Wdgp ------------------------------------------------------------------------------ According to the listing agent, this listing may be a pre-foreclosure or short sale.
This is a three bedroom townhome style open floorplan that is perfect for entertaining. Bring your must discerning buyer and notice all the fine detail in the finely open gourmet kitchen. could have a main floor bedroom or office. Woodbury is one of the nations finest communties with a walk to destination mall amenties to fit any five star accomodations and the finest schools. Come see this gem. Model perfect.
Home Purchase Price … $596,000 Home Purchase Date .... 3/16/2010
Net Gain (Loss) .......... $(332,894) Percent Change .......... -53.0% Annual Appreciation … -267.2%
Cost of Ownership ------------------------------------------------- $279,900 .......... Asking Price $9,797 .......... 3.5% Down FHA Financing 4.87% ............... Mortgage Interest Rate $270,104 .......... 30-Year Mortgage $57,101 .......... Income Requirement
$1,429 .......... Monthly Mortgage Payment
$243 .......... Property Tax $0 .......... Special Taxes and Levies $23 .......... Homeowners Insurance $340 .......... Homeowners Association Fees ================================== $2,034 .......... Monthly Cash Outlays
-$134 .......... Tax Savings (% of Interest and Property Tax) -$332 .......... Equity Hidden in Payment $18 .......... Lost Income to Down Payment (net of taxes) $35 .......... Maintenance and Replacement Reserves ============================================ $1,622 .......... Monthly Cost of Ownership
Cash Acquisition Demands ------------------------------------------------------------------------------ $2,799 .......... Furnishing and Move In @1% $2,799 .......... Closing Costs @1% $2,701 ............ Interest Points @1% of Loan $9,797 .......... Down Payment ============================================ $18,096 .......... Total Cash Costs $24,800 ............ Emergency Cash Reserves ============================================ $42,896 .......... Total Savings Needed
Property Details for 26152 Via Pera Mission Viejo, CA 92691 ------------------------------------------------------------------------------ Beds: 3 Baths: 2 Home size: 1200 $0,000 Lot Size: 1000 Year Built: 1972 Days on Market: IHB Exclusive ------------------------------------------------------------------------------ This is a regular equity sale. It is not a short sale or bank owned property! You can be living in your new home in 30 days or less! Great private location from this private end unit perched high on a hill with views of a private wooded area and city lights through the trees. The home has been completely remodeled and includes granite counter tops, updated lighting, new baseboards, casing, doors, remodeled bathrooms and much more! This is a fantastic opportunity to own a completely remodeled home in a unique location.
You will not find this property on the MLS. For exclusive access contact us a sales@idealhomebrokers.com.
Come by our open house from 11-2 on Saturday 12 June 2010.
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